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Here’s a breakdown of items to help you prepare.
MORTGAGE APPLICATION: WHAT YOU NEED
- Copy of valid photo ID
- Recent bank statements (all pages)
- Recent pay check stubs showing YTD income
- Most recent two years’ W-2 forms
- Most recent two years’ federal tax returns (all pages)
- Decree (if applicable)
MORTGAGE CLOSING: WHAT YOU NEED
- Copy of valid photo ID
- Recent bank statements (all pages)
- Recent pay check stubs showing YTD income
- Most recent two years’ W-2 forms
- Decree (if applicable)
- Most recent two years’ federal tax returns (all pages)
MORTGAGE CLOSING: WHAT YOU'LL RECEIVE
- Keys and garage door openers if applicable
- Closing Disclosure
- Copies of all documents that you sign regarding the mortgage
- Copies of Warranty Deed, Bill of Sale and Seller’s affidavit
AFTER CLOSING: NECESSARY ITEMS
- Take a copy of your Warranty Deed to city hall and file homestead
- Check local schools for registration procedures
- Register to vote
- Change address at post office
- Change address on your driver’s license (Minnesota law requires this be done within 30 days after you move)
*Calculations by this calculator are estimates only. Calculations don’t include mortgage insurance, home insurance, or taxes. There is no warranty for the accuracy of the results for this calculator.
